Terms Of Use
When you access the Web site property of Pieroth, including all information, materials, texts, illustrations, graphics and images (Pieroth), you accept and agree to be bound by and comply with the agreement regarding the use of
this website (the “Agreement”), the terms and conditions of which are described below as well as at other locations on the website.
We reserve the right, at our sole discretion, to modify the terms and conditions at any time without any notice to you. Such modifications are effective immediately upon posting. You agree to be bound by such modifications through your continued use of
this website. We recommend you revisit these terms and conditions periodically and your continued use of this website will be deemed your conclusive acceptance of any modification.
These terms and conditions are of general application and shall be read together with and as supplementary to any disclaimer, term, or condition posted on this website. Please take a moment to become familiar with the
terms and conditions. If you do not accept these terms and conditions, you should immediately discontinue the use of this website.
Content
The information, materials, images, illustrations, graphics, text, and postings (“Content”) provided by Pieroth is believed to have been accurate and reliable when posted on the website, but it cannot guarantee that it
is accurate or complete or current at all times. As a result, Pieroth cannot be held responsible, in whole or in part, for the accuracy and completeness of the Content provided in the website.
You agree that you are solely responsible for any Content that you create, transmit, or post on the website (“User Content”) and that Pieroth has no responsibility to you or to any third party for such User Content. In
particular, without limiting the generality of the foregoing, you represent and warrant that you:
* are the sole author and owner of the intellectual property rights thereto;
* all “moral rights” that you may have in such content have been voluntarily waived by you;
* all content that you post is accurate;
* you are at least 20 years old;
* use of the User Content you supply does not violate these Terms of Use and will not cause injury to any person or entity.
Not withstanding the foregoing, you agree that any User Content you provide shall not contain any computer viruses, worms or other potentially damaging computer programs or files or be offensive, discriminatory, indecent, illegal,
profane or otherwise unsuitable for a public forum and further agree to indemnify Pieroth from any claim, loss or damage which Pieroth may suffer as a result of your User Content. While Pieroth reserves the right to pre-screen,
review, flag, filter, modify, remove or refuse any or all User Content from the website, Pieroth shall not be obligated to do so and as such you understand that you may be exposed to Content that you may find offensive, indecent
or objectionable and that in this respect, you use the website at your own risk. Without limiting the foregoing, Pieroth reserves the right to remove:
* Multiple Email addresses, URLs, phone numbers, physical addresses or other forms of personal information;
* Critical or spiteful comments of other reviews posted on the customer support page; or
* Any other comments Pieroth, in its sole discretion, deems inappropriate. For any User Content that you submit, you grant Pieroth a perpetual, irrevocable, royalty-free, transferable right and license to use, copy,
modify, delete in its entirety, adapt, publish, translate, create derivative works from and/or sell and/or distribute such content and/or incorporate such content into any form, medium or technology throughout the world without
compensation to you.
Interpretation and Jurisdiction
Access and use of this website are subject to all laws and regulations applicable in your province or territory of residence. Please be aware that some products and services described in the website may not be available
in your province or territory of residence. Persons accessing this website are required to obtain information about and observe any relevant restrictions. It is your responsibility to determine if you can legally use the website
in compliance with all applicable laws.
If any term or condition is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severable from the rest of the terms and conditions and shall not affect the validity
and enforceability of any remaining provisions of the Agreement.
The terms, exclusions and conditions of the contracts relating to brochures, guides, products and services mentioned on this website are not fully described. Their interpretation is governed by the terms and conditions of the contract
applicable to the insurance product purchased, and by any applicable laws and regulations. In case of any discrepancy between the contract and the website, the contract will apply.
Security
Once you have gained access to the website, it is highly recommended that you do not leave the computer terminal until you have left the website. Pieroth does not warrant that any information, software or other material
accessible through the website or through links to other sites is free of viruses, worms, Trojan horses or other harmful components. Without the use of encryption, communication through the Internet or electronic communication
is not secure and privacy cannot be ensured.
Privacy
When you become a client of Pieroth you share important information with us, part of which is personal. Pieroth respects the applicable laws with regard to the collection, use and disclosure of your personal information.
This information might be shared with our insurance partners for the purpose of providing you tailored products and services. You also agree to receiving promotional and marketing messages from us and our partners. Certain
sections of the website may permit the communication of personal information to take advantage of electronic services. Any personal information submitted to the website is used for the purpose(s) identified in its collection.
Cookies
Cookies are small data files sent to your Internet browser that allow us and our third party service providers to recognize you when you visit the website. If you set your browser to disable cookies, you may not be able
to access certain parts of the website or certain parts of the website may not work properly.
We use cookies for your convenience in order to allow us to recognize you when you return to the website, to gather information about your use of the website, to enable the functionality of certain services available
through the website, to maintain, monitor, protect, and improve the Site, and to integrate third party services into the Site. We use cookies to integrate the following third party services into this website:
Google Analytics
Google Analytics is a website analytics service provided by Google Inc. Google Analytics uses a first party cookie to report, on an anonymous basis, website traffic data such as what device and browser users used to
access the website, where they are accessing the website from, how often they visit the website, what web pages they visit and in what order they visit them, and what other websites or web pages linked them to the website.
Our use of Google Analytics on the website includes Demographics and Interest Reporting and Display Network Impression Reporting (“Advertising Features”). As a result of our participation in these Advertising Features,
Google Analytics also uses a third party cookie to report certain website traffic data to Google.
We use the website traffic data to help us understand who visits the website and how visitors use the website, to make decisions about how to improve the website, to assess the effectiveness of our ad campaigns, and
to personalize the experience of visitors of the website based on their profile, interests and activities.
You may opt-out of Google Analytics by installing the Google Analytics
AdWords & DoubleClick – Remarketing AdWords and DoubleClick are marketing services provided by Google Inc. AdWords and DoubleClick use a third party cookie to identify users who have previously visited the website on
third party websites who are part of the Google Display Network and other Internet ad spaces. We use website traffic data collected through Adobe Marketing Cloud and/or Google Analytics with AdWords and/or DoubleClick services
to display ads to users who have previously visited the website (and users similar to them) on third party websites based on their profiles, interests and activities. You may opt out from AdWords and DoubleClick by visiting
the Googleor the Network Advertising Initiative
Copyright
The website is protected by the Copyright Act, by the copyright laws of other countries and International Agreements on such matters, and its Content cannot be altered without infringing on Pieroth and the author’s rights
and moral rights.
The Content displayed on the website is and will remain at all times the property of Pieroth, unless stipulated otherwise herein. The Content cannot, under any circumstances, be sold, reproduced, copied, modified, altered,
published, distributed, uploaded, broadcast or retransmitted in whole or in part, as the case may be, without prior written consent from Pieroth. Any unauthorized act including downloading, retransmission or other copying or
modification of the Content may be a violation of any federal or other law applicable to copyrights and may give rise to legal action.
No Content from the website may be cited on or transmitted to newsgroups, mail lists, electronic bulletin boards, blogs or incorporated into any other Internet sites nor may links be created to this website without indicating
the source and address of the website and without the prior written consent of Pieroth.
Trade-marks
Certain names, words, titles, phrases, logos, icons, graphics or designs or other Content in the pages of the website are, as the case may be, trade-names or trade-marks of Pieroth, its parent or affiliates, registered
and/or used in Canada or in other countries, as the case may be, and represent only part of the intellectual property of Pieroth, its parent or affiliates (the “Trade-marks”).
Certain names, words, titles, phrases, logos, icons, graphics or designs or other Content in the pages of the website can constitute trade-marks or trade-names, registered or not, of third parties and may be used under
licence. The users are not permitted to use these trade-marks or trade names without express consent from Pieroth or from the third party proprietor of these trade-marks or trade names.
Any unauthorised downloading, re-transmission, or other copying or modification of the Trade-marks and/or the Content of the Site may be a violation of any federal or other law that may apply to trade-marks and/or copyrights
and give rise to legal action.
Liability
All Content found or accessed on this website is provided on an “AS IS” basis and without warranties of any kind, either expressed or implied. Pieroth completely disclaims all liability arising from the use of the Content
contained on this website by any user. Further, and without limiting the generality of the foregoing, in no event shall Pierothbe liable for any direct, indirect, incidental, consequential or special damages, losses, claims
or expenses arising out of the use of the information herein, or in any way connected with access to or use of the website.
Without limiting the above, Pieroth does not represent or warrant that the website or its Content will be available or will function without interruption or that it will be free of errors or that any errors will be corrected.
In addition, it does not represent or warrant that the use of the website and, including the browsing and downloading of any Content, will be free of viruses, Trojan horses, worms or other destructive or disruptive components
or that your use of the website and its Content will not infringe the intellectual property or other rights of any third party.
When using the website, you have to take reasonable precautions to scan for computer viruses, worms, Trojan horses, and other items of a destructive nature.
Links
Links from or to Internet Web sites outside this Site are meant for convenience only and you access them at your own risk. The publishers of the outside sites manage their content which are not reviewed, nor approved
by Pieroth. These links should not be construed as an endorsement, a guarantee or a recommendation of the products or services offered on those sites. Pieroth cannot guarantee that these links are functional or secure.
Pieroth is not responsible for damages or prejudice of any nature resulting from the use or the Content of this Site or content of other sites connected to the Site by hyperlink.